+(27)31 309 1705 info@izwi98fm.co.za 65 Mashabalala Yengwa Avenue Suite 21 Durban Station Durban 4001
  1. About the Competition
    1.1. It is important that you understand and agree to these terms and conditions in order for you
    to participate in this Be Shap with PayShap Competition (the “Competition”).
    1.2. This Competition is organised by Ama-Konekxin and South African Bankers Services Company
    (Pty) Ltd, registration number 1993/007766/07 located at 243 Booysens Road, Selby,
    Johannesburg, (“BankservAfrica”). BankservAfrica is the Promoter of the Competition.
    1.3. All standard terms and conditions of BankservAfrica apply to this Competition.
    1.4. By entering this Competition, you are a Participant and agree to be bound by these terms and
    conditions, which you understand and accept.
    1.5. If you are under the age of 18 years, you must obtain the consent of your parent or legal
    guardian to enter the Competition.
    1.6. The Competition commences on Wednesday, 27th September 2023 at 08h00 and entries will
    be accepted until Sunday, 29th October 2023 at 23h59.
    1.7. The Competition will be promoted on the PayShap website, on selected PayShap social media
    platforms, on the radio stations listed below, and at PayShap face-to-face events.
    1.8. Winners may be announced or communicated to on the selected PayShap social media
    platforms, at face-to-face events and on the following radio stations:
    Radio Station Province
    Zibonele FM Western Cape
    Mafisa FM North West
    Radio Teemaneng Northern Cape
    eMalahleni FM Mpumalanga
    Radio Turf Limpopo
    Izwi loMzansi KwaZulu-Natal
    Jozi FM Gauteng
    Masupatsela FM Free State
    Alfred Nzo Eastern Cape
    Unitra FM Eastern Cape
  2. Eligibility to enter the Competition
    2.1. The Competition is open to any natural person who has an active South African bank account
    with any of the following banks:
  • Absa
  • Capitec
  • Discovery Bank
  • First National Bank
  • Nedbank
  • Standard Bank
  • TymeBank
    Directors, members, partners, employees or agents of or consultants to BankservAfrica, or
    spouses, life partners, parents, children, siblings, business partners or associates of such
    persons are not eligible to enter the Competition and cannot win prizes.
  1. Prizes
    3.1. You stand a chance of winning your share of ZAR 150 000.00 (one hundred and fifty thousand
    rand) that will be awarded by BankservAfrica.
    3.2. Winners will receive a prize of ZAR 500.00 (five hundred rand) each over the duration of the
    3.3. BankservAfrica, will cover all applicable bank charges. The money won will therefore be
    exclusive of any and all bank charges applicable across Absa, Capitec, Discovery Bank, First
    National Bank, Nedbank, Standard Bank South Africa and TymeBank.
  2. How to enter
    4.1. To enter the Competition, WhatsApp the following details to the number 071 506 7360:
    i. Your name
    ii. Your Suburb
    iii. Your ShapID (the cellphone number you registered with your bank for
    PayShap payments)
    iv. How you use PayShap
    4.2. You may enter the Competition as many times as you like to increase your chances of
    winning. Entries will be rolled-over, daily. Only one prize may be awarded per
    participant/winner. Winners’ names will not be rolled-over for a further chance to win.
    4.3. No entries received after the closing date, 29 October 2023 at 23h59, will be considered.
  3. Winners
    5.1. If you are eligible for entry and have WhatsApped us, you will be entered into the
    Competition and stand a chance to win a prize.
    5.2. Winners will be randomly selected. Winners may be notified by telephone, on live radio, at
    PayShap face to face events, or via WhatsApp from 29th September 2023.
    5.3. If you do not answer the telephone call, or respond to the WhatsApp within 12 hours, you
    forfeit the prize and a new winner will be randomly selected.
    5.4. Any winner that does not have a registered ShapID shall automatically forfeit their ZAR500
    (five hundred rand) prize, and another winner will be randomly selected.
    5.5. Any prize that is not claimed for whatever reason may be forfeited.
    5.6. Neither BankservAfrica nor Ama-Konekxin assumes liability for any entry that may be omitted
    from this Competition, for any reason whatsoever.
    5.7. You understand that no prize may be exchanged. BankservAfrica reserves the right to
    substitute, change or exchange any prize with another prize of similar commercial value
    without notice, in their sole discretion. You will not have a claim against BankservAfrica in
    this event.
    5.8. You grant the promoter permission to use and publish your name, image, entry, experience
    of the competition, and other related information as part of the publicity drive on media
    selected by BankservAfrica , and for no additional fee.
    5.9. It is important that you understand that all participants (and winners) of the Competition
    indemnify BankservAfrica and Ama-Konekxin, its directors, affiliates, members, partners,
    employees, agents, consultants, suppliers, contractors and sponsors against any loss or
    damages, either direct, indirect, consequential or otherwise, arising from its participation in
    this Competition.
    5.10. Randomly selected entries will be verified by the designated BankservAfrica
    representative, the designated Ama-Konekxin representative and an attorney.
    5.11. The judge’s decision is final, and no correspondence will be entered into, and will be
    reported in accordance with BankservAfrica’s internal audit reporting procedures.
  4. Collection of prize(s)
    6.1. Prize money will be paid via PayShap to the winner(s) within 24 hours from the
    announcement and verification of the participant being selected as a winner.
    6.2. You agree that should BankservAfrica or its authorised agent be unable to contact you, you
    will forfeit the prize, and shall have no claim against BankservAfrica in this event.
    6.3. If you cannot meet all the Competition conditions to BankservAfrica’s satisfaction, you agree
    that you will not be entitled to the prize and the prize will once again be placed into a separate
    draw. You will have no claim against BankservAfrica or Ama-Konekxin if this happens.
    6.4. Should a winner reject, forfeit or decline acceptance of the prize, that winner’s right to the
    prize will be deemed to have been waived and the prize will be forfeited. BankservAfrica
    thereafter reserve the right to award the prize to an alternate winner selected who will be
    randomly selected.
    6.5. By accepting the prize, you agree that except for the relevant bank charges, you will be
    responsible for the any costs, including any taxes, including donations tax, payable to the
    South African Revenue Services, as a result of you accepting the prize.
    6.6. All risks and ownership of the prizes shall pass to winners upon transfer, as well as
    BankservAfrica’s and Ama-Konekxin’s obligations in regard to this Competition.
    6.7. If no entries are received the prize may be forfeited for that day.
    6.8. BankservAfrica reserves the right to verify, by whatever means necessary, your eligibility to
    participate in this Competition.
    6.9. Prizes are not transferable or negotiable.
  5. General
    7.1. BankservAfrica and/or Ama-Konekxin cannot be held liable for the interception or loss of your
    personal information while transmitted, stored or processed across the internet, including
    social media sites and assumes no liability for any such interception or loss.
    7.2. Your personal information will be treated in accordance with prevailing legislation.
    7.3. It is important that you understand that all participants and winners indemnify
    BankservAfrica and Ama-Konekxin, its directors, affiliates, members, partners, employees,
    agents, consultants, suppliers, contractors and sponsors against any loss or damage, either
    direct, indirect, consequential or otherwise, arising from its participation in this Competition.
    Prior to awarding the prize, BankservAfrica may require you to sign such an indemnity.
    7.4. BankservAfrica may amend, modify or otherwise change these terms and conditions in its
    sole and absolute discretion on notice to you and the amended version will be displayed in
    the same media as these terms and conditions. By participating or continuing to participate
    in the Competition, you agree and understand that you will be bound by the amended terms
    and conditions.
    7.5. You understand that all information (including these terms and conditions) relating to this
    Competition published on any promotional or advertising material or on a BankservAfrica
    website at any time before or during the incentive period will form part of the terms and
    conditions of entry. BankservAfrica also has the right to withdraw this Competition before
    the final draw.
    7.6. The Competition and these terms and conditions will be governed by South African law, and
    any disputes will be subject to the exclusive jurisdiction of the courts of South Africa.
    7.7. Under no circumstances shall the BankservAfrica be liable to anyone who enters this
    Competition for any loss or damage arising which may be suffered in relation to the prize
    draw, whether as a result of any negligent act or omission or any default on the part of
    BankservAfrica or otherwise.
    7.8. BankservAfrica reserves the right to terminate or temporarily suspend this Competition.
    7.9. Should you have any queries regarding the Competition, please email Ama-Konekxin,
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