Shoprite Checkers Money Market Account and Izwe FM
radio show competition terms and conditions

1. The promoter is Shoprite Checkers (Pty) Ltd (“the Promoter”), registration number: 1929/001817/07. The Promoter is an
   authorised financial services provider (FSP 7732).
2. This promotional competition (“Competition”) is open to all South African residents of 18 years and older, residing in South
   Africa, who are in possession of a valid identity document, passport or other documentary proof of South African residency.
   Any director, member, partner, employee, agent or consultant of the Izwi LoMzansi 98.0 FM radio station (“Izwi98 FM”) or
   the Promoter, the marketing service providers, suppliers, distributors or any person who directly or indirectly controls or is
   controlled by these entities, including their spouses, life partners, business partners or immediate family members may not
   enter or participate in the Competition and will be disqualified from receiving a prize.
3. This Competition will start on 26 August 2024 (“start date”) and end on 6 September 2024 (“closing date”) and will run live
   on the Izwi98 FM morning show and afternoon show (“Shows”). The period from the Competition start date to closing date
   is referred to as the “Campaign Period”. Any entries received after the closing date will not be considered.
4. To enter the Competition, a participant must:
   4.1 Have the Shoprite application (“App”) downloaded on their mobile device;
   4.2 Have (or open) a Money Market Account (“MMA”); and
   4.3 Send their name and a screenshot of their MMA App home screen to the Izwi FM WhatsApp line: 0645097760.
5. The Promoter or Izwi FM representatives may block participants from winning a prize or submitting further entries if fraud,
   entry via bots or code manipulation is suspected.
6. There will be 20 (twenty) winners in total, who can each win up to R2,500 (two thousand five hundred Rand) in shopping
   vouchers: On every weekday during the Campaign Period, Izwi FM will randomly draw two mobile numbers from qualifying
   participants and phone those two participants live on air (one during the morning Show and one during the afternoon
   Show), on the mobile number used to enter the Competition. If a participant correctly answers the call by saying “Win with
   Money Market Account”, they will win shopping vouchers to the value of R500 (five hundred Rand). Izwi FM will also ask
   participants two questions. Participants will receive an additional shopping vouchers to the value of R1,000 (one thousand
   Rand) for every question that they answer correctly. Izwi98 FM will only try to call participants once after their names are
   drawn. If a participant cannot be reached or the call quality is insufficient, another (replacement) participant’s number will
   be drawn and phoned. Izwi98 FM is under no obligation to call a participant more than once.
7. Participants understand and agree that they may win a prize, but there is no guarantee that they will win a prize.
8. The elements and details of the prize will be entirely at the Promoter’s discretion – the winner will not be entitled to choose
   their prize.
9. A copy of these rules can be found on the following website www.termsconditions.co.za during the Campaign Period, or
   can be obtained by phoning 080 001 0709.
10. By entering this Competition and as a condition to receive a prize, participants:
    10.1 Consent to the processing of their personal information by the Promoter, Izwi98 FM and its service providers, insofar
    that it is necessary to give effect to the Competition, for example to view the entries, draw, call and announce the
    winners publicly and deliver the prizes. Winners will be given the opportunity to consent to further processing of
    their personal information;
    10.2 Where applicable, waive their moral rights and grant Promoter exclusive, unlimited, perpetual and free of charge
    copyright and usage (in any territory where these entities trade), in all media forms of all material, text and
    intellectual property created and/or published/posted by the participants in the submission of their competition
    entry. The Promoter will be entitled to use and edit the intellectual property in any manner and in its sole discretion,
    for an indefinite period of time and in any territory where it trades. Participants will not during or after the closing
    date of the Competition dispute or question such copyright and usage;
    10.3 Where applicable, waive any right to demand royalties, usage fees or any other form of compensation or payment
    for the use of intellectual property in the participant’s entry;
    10.4 Sign an acknowledgment of receipt form and provide all relevant information requested by the Promoter’s
    representatives, including but not limited to the winner’s full names, and where applicable their ID numbers,
    contact details, banking details and delivery address; and
    10.5 Consent that their names be announced publicly by Izwi98 FM and the Promoter on any platform that they deem fit,
    including live on air during the Shows.
11. Prizes will only be awarded after the winner verification is successfully completed by the Promoter. Failing successful
    verification, the winner will be disqualified and a substitute winner may be drawn at the discretion of the Promoter. The
    Promoter also reserves the right to donate the prize money to a charity organization if participants / winners cannot be
    contacted or failed the verification process.
12. The prize vouchers will reflect in the winners Money Market voucher account within 21 days of receipt of all the winner’s
    supporting documents. The Promoter will notify winners of the required documents. Izwi98 FM and the Promoter will not be
    held responsible for any charges or costs incurred while participating in this Competition or redeeming a prize.
13. Neither Izwi98 FM, the Promoter nor its agents or suppliers will be liable for the failure of any technical element relating to
    this Competition that may result in an entry not being successfully submitted, or for entries that are lost, damaged or
    delayed.
14. The Promoter in its sole discretion is entitled to disqualify any winner:
    14.1 Who has won a prize in a competition conducted by the Promoter or Izwi98 FM during the last 3 months before the
    winner of this Competition is drawn; or
    14.2 Who at any time does not act in accordance with the spirit of the Competition, or if fraud or cheating is suspected,
    including without limitation, through the manipulation of code or falsifying of data.
15. No applications from agents, third parties, organised groups or applications automatically generated by computer will be
    accepted. No incomplete or corrupted entries will be accepted. Entries will only be accepted if they comply with all entry
    instructions.
16. Prizes are not transferable and may not be deferred or exchanged for cash, credit or otherwise.
17. The Promoter is entitled to change or terminate the Competition and/or prizes immediately and without notice, if deemed
    necessary in its sole discretion. In the event of such change or termination, participants agree to waive any rights that they
    have in respect of this Competition and acknowledge that they will have no recourse against the Promoter, its suppliers or
    agents.
18. If the prize is not available despite the Promoter’s reasonable endeavours to procure the prize, the Promoter reserves the
    right to substitute prizes of equal value.
19. Neither Izwi98 FM, the Promoter, its agents, service providers, suppliers, associated companies, nor any directors, officers or
    employees of such, shall be liable for any loss or damage, whether direct, indirect, consequential or otherwise arising from
    any cause whatsoever, which may be suffered by the participant.
20. Participation in this Competition constitutes acceptance of, and an agreement to comply with these terms and conditions.
21. The winner may be requested to endorse, promote and advertise any of the goods and services of the Promoter and will
    not unreasonably withhold their consent.
22. Protecting participants’ personal information is important to the Promoter. For more information, please refer to the data
    privacy statement on www.
23. This promotion is in no way sponsored, endorsed or administered by, or associated with any social media channel and the
    participants acknowledge that they are providing information to the Promoter and its agents only and not to any social
    media channel.
24. For Competition-related queries, please contact Izwi98 FM on 0313091705.